Reference

Legal Access For Your cip138 Account

cip138 Legal sets out how account access, personal data and payment records are handled for Indonesia.

Local-law accessPhone verificationPrivacy choicesPayment records
cip138 Legal Access For Your cip138 Account
CONTACT PATHS

Get Help With Legal Account Questions

A clear contact path matters when a Legal question affects your account access or a payment record. We route requests about policy wording, phone verification, wallet status and account corrections to the same support path used for account assistance. Include the account detail or receipt reference that relates to your question, while leaving out passwords and one-time codes. This gives us enough context to locate the issue without asking you to expose security credentials. The Legal page keeps this route close to the policy text, so you can ask about a specific clause rather than describe the whole account history.

Team online

Policy wording

Ask us to clarify a Legal clause when the wording affects your account access. Tell us the section heading and the situation you are checking, such as phone verification or a local-law restriction. We will keep the response tied to that policy question.

Account correction

If your name, phone detail or account record needs a change, use our account help path and identify the field that is wrong. We may request a matching account detail before changing it, because Legal records must remain connected to the correct account.

Payment record

For a DANA, OVO, GoPay, QRIS, bank transfer or virtual account question, include the receipt reference and date. We can check the payment status against the account record without asking for your password, PIN or one-time verification code.

DATA PRACTICE

How We Handle Your Legal Details

Legal is also about what happens to the details you provide after an account step is complete.

Account data

We use the account details you submit to manage access, phone verification and policy requests. Before opening an account, check that your name and phone information are accurate. A correction request can be made through the Legal contact path when a record needs updating.

Wallet records

Payment references from DANA, OVO, GoPay and QRIS, along with bank transfer or virtual account records, may be connected to your account history. We use those references to investigate status questions and apply the handling described in our Legal notice.

Cookies

Cookies can remember the account and policy-page state needed for your device path. Your browser controls whether cookies are accepted. Changing that setting may alter how the Legal page or account access behaves, and the policy explains the purpose attached to each cookie category.

Account security

Keep your password, PIN and one-time codes private. Our support route does not need those secrets to review a Legal question. Phone verification helps connect an access request to the correct account, while unusual account details may require an additional check.

Record retention

We retain account and payment records only according to the periods and purposes described in the Legal policy. A retention question should name the record involved, such as a QRIS receipt or phone-verification entry, so we can address the relevant rule.

Change requests

You can ask us to correct account details, explain a data use or assess a deletion request through the contact path on this page. Include your account identifier and request type, but do not send a password, PIN or one-time code with the request.

Answers Before You Open An Account

These Legal answers address the questions we expect you to check before creating or using an account on cip138. They cover local access, personal data, cookies, payment records and the practical route for requesting a change. When a question depends on your location or eligibility, the applicable rule is stated directly: access depends on local law, and some account paths are available only where local law permits.

Legal covers account access, phone verification, personal-data handling, cookies, payment records, security duties, retention and requests to correct or remove information. Read the notice before opening an account so you understand which rules apply to DANA, OVO, GoPay, QRIS and bank-related records.

Access depends on local law. Where local law permits, you can follow the account path shown for your region, complete the required phone verification and then review the available account areas. If access is restricted, our Legal contact path can explain the applicable policy wording.

Phone verification connects an access request with the correct account and helps us handle account corrections securely. Use a phone detail that belongs to you and keep verification codes private. If the step fails, contact support with the error context, never the code itself.

DANA and QRIS references can be stored with the account record so we can check a receipt, match a status or respond to a policy request. The Legal notice explains the purpose and retention period. Send only the receipt reference needed for a status question.

Yes. Use the Legal contact path to request a correction, explanation of data use or assessment of a deletion request. State the account identifier and the exact field or record involved. We may ask for account confirmation, but never send your password or one-time code.

Cookies can preserve the policy-page state and account behaviour needed on your device. Your browser settings control them, so blocking cookies may change how the page or access step works. The Legal notice describes the cookie purposes, and support can clarify a related issue.

Use the contact route attached to this Legal page and describe the restriction, account step or payment record involved. Include a receipt reference when relevant, such as a GoPay, OVO, bank transfer or virtual account record. Access questions remain subject to local law.